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What is PMDDKY? Key Features, Benefits & Importance for Competitive Exams

The PM Dhan-Dhaanya Krishi Yojana (PMDDKY) is a flagship central government scheme designed to revolutionize India’s farming sector. Launched in the Union Budget 2025-26, it focuses on sustainable agriculture, higher productivity, and better farmer incomes. By integrating 36 existing central schemes, PMDDKY ensures efficient resource utilization and last-mile delivery to farmers.

Key Benefits of PMDDKY
Increased Agricultural Productivity – The scheme targets 100 low-performing agri-districts to enhance crop yields through better practices.
Crop Diversification – Encourages farmers to shift towards high-value and climate-resilient crops for better profitability.
Improved Irrigation & Storage – Strengthens water infrastructure and post-harvest facilities to reduce wastage.
Easy Credit Access – Ensures short-term and long-term loans for farmers at affordable rates.
Holistic Rural Development – Supports horticulture, fisheries, animal husbandry, and agroforestry for diversified income sources.
Technology & Monitoring – Tracks progress via 117 KPIs on a central dashboard for transparency.

Why is PMDDKY Important for Competitive Exams?
Government schemes like PMDDKY are frequently asked in UPSC, SSC, PSC, KAS, and other state-level exams. Understanding its objectives, benefits, and implementation helps in:
General Awareness sections of banking and SSC exams.
Agriculture & Rural Development topics in UPSC Prelims & Mains.
Current Affairs for interviews and descriptive papers.

Sample Questions & Answers on PMDDKY
Q1. What is the main objective of PM Dhan-Dhaanya Krishi Yojana (PMDDKY)?
Ans: PMDDKY aims to boost agricultural productivity, ensure crop diversification, and improve farmers’ income through the convergence of 36 central schemes.
Q2. How many districts will be covered under PMDDKY?
Ans: The scheme will focus on 100 agriculturally underperforming districts across India.
Q3. What is the budget allocation for PMDDKY?
Ans: The government has allocated ₹24,000 crore annually for six years under this scheme.
Q4. How will PMDDKY ensure effective implementation?
Ans: Through District DDKY Samitis, central monitoring via 117 KPIs, and regular reviews by nodal officers.
Q5. Which sectors besides farming will benefit from PMDDKY?
Ans: The scheme also supports horticulture, fisheries, animal husbandry, beekeeping, and agroforestry.

The PM Dhan-Dhaanya Krishi Yojana (PMDDKY) is a transformative step towards doubling farmers’ income and ensuring sustainable agriculture. For aspirants preparing for UPSC, SSC, PSC, or other competitive exams, mastering this scheme can give an edge in current affairs and policy-based questions.
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