What is IEPFA? Saksham Niveshak Campaign Explained for SSC, UPSC, PSC Aspirants

What is the Investor Education and Protection Fund Authority (IEPFA)?
The IEPFA is a statutory body under the Ministry of Corporate Affairs, established to:
Protect investor interests.
Educate shareholders about their rights.
Manage unclaimed dividends and shares transferred to the fund after a specified period.
Through initiatives like Niveshak Didi, Niveshak Panchayat, and Niveshak Shivir, the IEPFA conducts financial literacy programs across India.


Saksham Niveshak Campaign 2025: Key Details
Launched on 28th July 2025, this 100-day nationwide campaign focused on:
Resolving unclaimed dividends held by companies.
Encouraging shareholders to update KYC and nomination details.
Preventing shares and dividends from being transferred to the IEPFA.

Why Was This Campaign Needed?
Many investors lose track of dividends due to:
Outdated contact details.
Lack of awareness about due payments.
Failure to dematerialize physical shares.
The campaign urged companies to proactively contact shareholders and simplify the process of reclaiming funds.


Why is IEPFA Important for Competitive Exams?
Questions on IEPFA and investor protection frequently appear in:
UPSC (Economy & Governance sections)
SSC & Banking Exams (Financial Awareness)
State PSC & KAS (Current Affairs & Policies)
Understanding its role helps in:
Answering MCQs on financial regulatory bodies.
Writing descriptive answers on investor rights.
Staying updated with recent government initiatives.


Questions & Answers on IEPFA
Q1. What is the primary role of IEPFA?
Ans: The IEPFA safeguards investor interests, educates shareholders, and manages unclaimed dividends and shares transferred to the fund.
Q2. When was the Saksham Niveshak Campaign 2025 conducted?
Ans: From 28th July to 6th November 2025 (a 100-day drive).
Q3. Name two initiatives by IEPFA to promote investor awareness.
Ans: Niveshak Didi and Niveshak Panchayat.
Q4. Why should shareholders update KYC details?
Ans: To ensure smooth dividend payments and prevent shares from being transferred to IEPFA.
Q5. Which ministry oversees the IEPFA?
Ans: The Ministry of Corporate Affairs.


The IEPFA’s Saksham Niveshak Campaign is a significant step toward financial inclusion and investor protection. For exam aspirants, grasping this topic ensures an edge in current affairs and economy-based questions.
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